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Mood:
Gloomy
Thirty-eight days after requesting it, I finally got my case file from the crooks that denied my long-term disability claim. According to the rules that we are all supposed to be following, they were to have mailed it to me no later than the 5th of September. They didn't send it until the 25th, three days after I complained about having yet to receive it.
They are trying to overwhelm me with paperwork. The "file" weighed in at 3 pounds and wouldn't fully fit in a 4" box. There is probably 1,000 pages to wade through. I haven't been able to read a book in over three years, and now I have stacks and stacks of stuff to go through.
The thing that really irritated me is that my case worker is supposed to be off my case at this point. Once she decided to deny my claim back on July 1, the next step was for me to appeal that decision and the appeal is supposed to be handled by a totally different person. Yet this case manager spent who knows how many hours just a couple of weeks ago Googling me and printing out all my DA journals and that Apophysis tutorial that I did months ago. She even printed out my profiles at other locations.
I don't know what she was doing. There was no reason for her to even still be working on my case. Maybe she trying to find some evidence that I was "working" or something in order to justify her canceling my disability. If she had spent that much time trying to understand me and my condition when she was my case manager, I wouldn't be in the mess I am today. In her total ignorance, she probably thinks that a 12-hour render of a fractal is equivalent to the ability to do 12 hours of office work. But her trying to dig up dirt on me only helps my case. I haven't been bashful about my problems with my health and those that are supposed to be helping me with my LTD claim. If anything, all she has found is more contemporaneous documentation of her ineptitude in handling my case.
The US Dept of Labor is now looking into my case though. They have letters and info I sent to my senators looking for help. They also have documentation of where I tried to get answers to my questions from my former employer and this administrator when I repeatedly asked them what kind of information they needed me to submit. When I talked to the lady on Monday, she told me that they were actually passing the medical quotes from my doctors around the office in "you aren't going to believe this one!" kind of way. It's a perfect example of someone who has had multiple doctors document quite thoroughly that I am unable to work and, in an utter denial of reality, these third-party claims administrators still make up some reason to deny the claim.
I think it all comes down to the financial crisis we are having right now. Just like AIG and other insurance companies are in trouble, I think that my LTD insurance fund and those that administer it are trying to cut expenses to compensate for lost investments. I'm a victim of that. Something tells me a jury is going to love this story.
Correct answer is, I think, the second one, and since various centuries too, by now.
We on the other side of the pond moan about the National Health but there is no way I would swap it for the lack of an American one...
At least if we are ill we get cared for, we know if we need medication we get it, if we need an operation we get it and do not have to pay a penny. At least that applies to me as I am over 60. Under that age and working you do have to pay for prescriptions, however every item is the same price and far less than the full price of the meds.
Yes it is a socialist system with flaws. BUT IT WORKS.
Roz X
I hope things get taken care of for you as quickly as possible...
Good luck DJ