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  • Mood: Gloomy
Thirty-eight days after requesting it, I finally got my case file from the crooks that denied my long-term disability claim.  According to the rules that we are all supposed to be following, they were to have  mailed it to me no later than the 5th of September.  They didn't send it until the 25th, three days after I complained about having yet to receive it.

They are trying to overwhelm me with paperwork.  The "file" weighed in at 3 pounds and wouldn't fully fit in a 4" box.  There is probably 1,000 pages to wade through.  I haven't been able to read a book in over three years, and now I have stacks and stacks of stuff to go through.

The thing that really irritated me is that my case worker is supposed to be off my case at this point.  Once she decided to deny my claim back on July 1, the next step was for me to appeal that decision and the appeal is supposed to be handled by a totally different person.  Yet this case manager spent who knows how many hours just a couple of weeks ago Googling me and printing out all my DA journals and that Apophysis tutorial that I did months ago. She even printed out my profiles at other locations.   

I don't know what she was doing.  There was no reason for her to even still be working on my case.  Maybe she trying to find some evidence that I was "working" or something in order to justify her canceling my disability.  If she had spent that much time trying to understand me and my condition when she was my case manager, I wouldn't be in the mess I am today.  In her total ignorance, she probably thinks that a 12-hour render of a fractal is equivalent to the ability to do 12 hours of office work. But her trying to dig up dirt on me only helps my case.  I haven't been bashful about my problems with my health and those that are supposed to be helping me with my LTD claim.  If anything, all she has found is more contemporaneous documentation of her ineptitude in handling my case.

The US Dept of Labor is now looking into my case though.  They have letters and info I sent to my senators looking for help.  They also have documentation of where I tried to get answers to my questions from my former employer and this administrator when I repeatedly asked them what kind of information they needed me to submit.  When I talked to the lady on Monday, she told me that they were actually passing the medical quotes from my doctors around the office in "you aren't going to believe this one!" kind of way.  It's a perfect example of someone who has had multiple doctors document quite thoroughly that I am unable to work and, in an utter denial of reality, these third-party claims administrators still make up some reason to deny the claim.

I think it all comes down to the financial crisis we are having right now.  Just like AIG and other insurance companies are in trouble, I think that my LTD insurance fund and those that administer it are trying to cut expenses to compensate for lost investments.  I'm a victim of that.  Something tells me a jury is going to love this story.
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patrx Featured By Owner Oct 5, 2008
Maddening isn't it!?!? I messed around for 2 years with the medicare/disability bunch trying to get records for a lawsuit, and now, almost a year after the claim was settled, my lawyer's office got a letter giving them another address for them to submit their requests for information and such. So, hang in's frustrating at times..they may get off their coffee break one of these days...:| In the meantime :D !
Capstoned Featured By Owner Sep 28, 2008   Digital Artist
Sorry to hear about your dilema:-( miss you on the chat- hope all works out... how about son?
Spamkiller Featured By Owner Sep 26, 2008  Hobbyist Digital Artist
I'd hang that bitch upside-down, if I were you!
djeaton3162 Featured By Owner Sep 26, 2008  Hobbyist Digital Artist
LOL. The irony of this is that she is the one determining if I am disabled. Said I could work an office clerk position. So I called and asked her boss if he had any openings in his office for an office clerk. He said yes, but it wouldn't help me because he was in Chicago and I was in Atlanta. I then told him that I had a family pass and could fly there for free and be at his office the next morning. You could have powered a small town with the back-peddling. Suddenly it wasn't them that made the decisions and seeing me in person wouldn't help. It suddenly became a case of the doctors being the ones to make the call. Yet they totally ignore multiple doctor reports that explicitly say that I can't work.
Spamkiller Featured By Owner Oct 7, 2008  Hobbyist Digital Artist
All this is crazy! Sometimes you wonder if you've skipped universe without noticing and that's why noone is making sense. Or if mentally damaged people is ruling the world.

Correct answer is, I think, the second one, and since various centuries too, by now.
scootnoodles Featured By Owner Sep 25, 2008
Puck those dang Figs! Stay strong brother!!!
GeaAusten Featured By Owner Sep 25, 2008  Professional General Artist
this makes me so angry..
Rozrr Featured By Owner Sep 25, 2008  Professional Digital Artist
All I can say is America has a totally crap Health Care System.

We on the other side of the pond moan about the National Health but there is no way I would swap it for the lack of an American one...

At least if we are ill we get cared for, we know if we need medication we get it, if we need an operation we get it and do not have to pay a penny. At least that applies to me as I am over 60. Under that age and working you do have to pay for prescriptions, however every item is the same price and far less than the full price of the meds.

Yes it is a socialist system with flaws. BUT IT WORKS.

Roz X
djeaton3162 Featured By Owner Sep 25, 2008  Hobbyist Digital Artist
I have no problem with health care. Just with my disability insurance company. My health insurance and medical care have been no problem at all. I get all the health care I need...there is just no treatment available for what I have.
one-tough-one Featured By Owner Sep 24, 2008  Hobbyist Digital Artist
Well it sounds like better new...

I hope things get taken care of for you as quickly as possible...

Good luck DJ
GargoylesBlood Featured By Owner Sep 24, 2008  Hobbyist Writer
:shamrock: "Ye know what, I agree with everything ye hath said here. It's a shame that Insurance companies would do anything to keep from paying out claims. Even then, they should know better to ignore the standards upon those in need for help. It annoys the ever living -hell- out o' me that they do such things. I surely hope that things work out for thee. It's hard to believe that Insurance companies do things to screw people over. Let alone, try to do anything to take their sweet ass times to make a victim wait for months. Just to get a claim in." :shamrock:
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Submitted on
September 24, 2008